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Accepting customers is easy enough - but selecting those with manageable risk profiles and the potential to deliver long-term profitability requires expertise. So Experian offers an extensive portfolio of products dealing exclusively with the issue of risk management.

Since 1988, our Experian Decision Analytics team has been building and refining enterprise-wide solutions that combine data intelligence, predictive analytics, decision-enabling technologies, strategy optimisation and consulting services to enrich client data. Over the course of the last 30 years we have become a trusted partner with leading organisations worldwide, helping them to make more than 20 billion decisions each year.

Our experience in data management and modelling enables us to build more than 300 scorecards per year. Our fraud and identity solutions help clients to protect themselves at all stages of the customer lifecycle - from application processing and authentication to transactional and open account fraud. We also provide business lending solutions that help customers such as financial institutions make better informed decisions when providing credit to small and medium-sized businesses.

We can call upon over 200 analytics experts worldwide and 100 business consultants, who provide a full range of strategic consultancy services. They bring a deep understanding of industries and local markets and work to partner with clients in order to really understand their objectives, challenges and opportunities.

Taken as a whole, we can provide our clients with robust decisioning, and we have over 1,500 systems deployed for Origination, customer management, collections and fraud prevention. This helps them to maximise profitability and performance from their customer relationships - while minimising risk.

Our Regional Delivery Centre (RDC) in Asia Pacific is a dedicated project delivery team to provide fast and effective response to analytic needs.  The team brings in local talents, industry intelligence and extensive experiences including scorecard development over the entire credit life cycle, Basel II IRB solution, strategy analysis and optimisation.


Decision Analytics
 Customer Management
 Debt Management
 Strategy Management
 Strategy Optimisation
 Application Processing
 Business Lending Solutions
 Fraud and Identity Solutions
 Strategy Consultancy
 Intelligent Business Reporting

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